Evenings and weekends by appointment

Information contained herein is provided to assist real estate professionals and is not
advertisement to extend consumer credit as defined by section 226.2 of Regulation Z.

Acuity Bank * Associated Bank * Bulls Eye Credit Union * M&I Bank

March 30, 2005

Fixed Mortgage Rates

Mtg. Amount 30 yr. 15 yr. Down payment

$200,000 $359,650 6.000% 5.750% 5%

100,000 $199,999 6.125% 5.750% 5%

50,000 $99,000 6.250% 5.875% 5%

LOT LOANS: Up to 25 year amortization, 1 year balloon 6.000%

(NO APPRAISAL REQUIRED) 3 year balloon 6.750%

100% LOT LOAN FINANCING 7.750% 1.50% pts

NEIGHBORHOOD HOME LOAN PROGRAM

5/1 ARM 6.500% 3% Down No PMI Income Limits

Construction Loans 1/1 ARM 4.875%

Conversion to fixed rate at time home is completed during first 60 months if loan qualifies.

Conversion is free during the first 12 months.

Adjustable Rate Mortgages(Portfolio Loans) Manufactured

Arm Type Rate Down Payment

1/1 2/6 cap 5.500% 5% 20% Single

5/1 2/6 cap 6.500% 5%

Fixed Rate Mortgages - Government

Wheda 5.625% Zero 3% or 5%

Federal VA 6.125% Zero none needed

State VA 6.150% 1 5%

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March 30, 2005